
The Home Buying Process
Working with buyers is a unique experience. My goal is to guide you effectively throughout your purchase. I believe in thoroughly understanding your needs by asking numerous questions at each step of the process. My North Star is to move with a high level of integrity and my client's best interest.
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1. Discuss Your Goals
We will discuss your goals, timeline, and what you should expect throughout the process. Whether it's your first home purchase or not, there's no such thing as a silly question.
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2. Get Pre-Approved
Meet with a lender to get a clear understanding of how much home you can afford, and how. The lender is a key member of your team, so it's crucial you have a good one. I've got some great folks I recommend!
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3. Tour Homes
This is the fun part! We'll work to find the perfect home based on your goals, and I encourage you to share listings that catch your eye. I provide feedback and help you find the home that checks all the important boxes.
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4. Write Your Offer
We will work together to determine the best offer based on the property, your buying power, competition (if any), and comparable sale data. Money talks, but it's not the only deciding factor.
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5. Inspections & Repairs
After setting up inspections (e.g. whole home, radon test, sewer scope, and buried tank scan) we'll work to identify and negotiate repairs, credits, or price reductions based on the findings (if our offer allows).
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6. Appraisal
If you are financing your home, the lender will likely require a physical inspection of the property and an assessment of value by a state-licensed appraiser. You will receive a copy of this report from your lender.
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7. Signing
Once you've received final approval of your loan, documents are sent to escrow who will schedule your signing of closing paperwork. Just think of it as a couple dozen opportunities to perfect your signature.
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8. Funding & Recording
On closing day, your lender funds the loan, then escrow disburses funds and records the deed. After that's done, you're officially a homeowner. Now it's time to celebrate!